When you’ve made the brave decision to consider getting help for drug or alcohol addiction, you may soon become overwhelmed by the intricacies of addiction health insurance coverage for your treatment.
Fortunately, thanks to the Affordable Care Act (ACA), treatment is now more accessible than ever, opening the door for national insurance providers to help cover the cost of addiction treatment.
Each insurance plan works a little bit differently where coverage is concerned, but you can rest assured that coverage will likely be available if you have health insurance. If you’re considering searching for a rehabilitation facility in the near future, we have the information you need to determine if your insurance will cover your treatment, what type of facility may be necessary for insurance coverage, and the answers to many other common questions.
Learn more about insurance, how it can cover addiction treatment, and what to consider as you analyze rehab options. Click here to verify your health insurance, or call 866-954-0574 to speak to a knowledgeable intake specialist who can answer your questions.
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Overview of Addiction Insurance Coverage
Using Health Insurance for Drug Addiction Rehab
For decades, medical science has studied addiction, and they’ve found that addiction is a legitimate mental illness as well as a disease. It requires treatment just like other diseases and mental health disorders. The physiological makeup of a person’s brain who struggles with addiction is much different than the average person’s. Because medical professionals now understand addiction as a disease, the Affordable Care Act allows you to use health insurance for drug rehab.
Many individuals don’t realize that addiction insurance is part of most insurance policies. You can use insurance for drug rehab because all health insurance companies must provide coverage for addiction rehabilitation services. You may be wondering if you can use your specific insurance for drug rehab. If you have medical insurance through your parents, work, or as a private individual, you’ll most likely have coverage for your treatment. The details of that coverage, however, are unique to each policy and plan. Even if you don’t have health insurance, there are options available that can help finance the care you need.
Which Facilities Accept Insurance for Drug Rehab?
Unfortunately, not all treatment facilities are going to accept your insurance; however, this might be a blessing in disguise. Your insurance company shells out a significant sum of money for your treatment, so your provider wants to ensure that you’re going to get treatment that will actually work.
Going to an evidence-based facility helps you gain peace of mind because they use proven methods. Evidence-based treatment methods have been
shown to legitimately help those struggling with a drug addiction. There’s no cure for addiction, but learning to deal with situations without turning to drugs or alcohol is possible.
If you have a local insurance provider or one that isn’t offered nationally, you may find that the treatment facilities near you don’t recognize or accept it. If this happens, traveling for treatment may be the best option for you. Traveling for treatment can help you step back from your everyday surroundings, limiting the potential for relapse. Pinnacle Peak Recovery in Arizona accepts a wide array of insurance providers and will be happy to work with you to determine how much coverage you’re offered.
Types of Programs and Programs Lengths Covered by Insurance
Beyond networks, every policy outlines what kinds of programs are covered by insurance. In most cases, detox will be covered. Some policies may cover rehab inpatient care, while others may only pay for outpatient programs. Some policies may have a cap on 30 days of treatment, while others go on for much longer. Keep this in mind while planning your addiction recovery.
In-Network vs. Out-of-Network Treatment
If you have health insurance, and you want addiction treatment, pay close attention to the in-network requirements of your policy. Some insurance providers require that all their policyholders use a facility located within their local network. For some forms of insurance, the network is huge, and it’s easy to find suitable rehab options. For others, however, the network might be smaller.
If a rehab facility isn’t within your network, you might not be able to receive full coverage. However, some insurance policies will still cover a portion of the costs or even reimburse you after the program is complete. The best way to find out if a rehab program is within your network is to contact the rehab facility directly. They can verify your insurance while also giving you details about what will and won’t be covered.
Finding Quality Drug Rehab Treatment
Identifying the right treatment center may seem like a daunting task at first. Thankfully, many treatment centers are willing to help you determine what you’ll need out of a treatment center. Consider the following questions before making your decision:
- How much will my insurance cover?
- What types of programs are available?
- Are inpatient services available?
- What types of techniques are used?
When you’re searching for addiction treatment, it’s important to look for a treatment facility that is utilizing the most up-to-date treatment techniques to ensure that you have the best chance at achieving sobriety. Evidence-based techniques are techniques scientifically proven to work.
Determining whether or not a treatment facility is using these techniques can often be done with just a little research, though your insurance provider may not have any idea which techniques are being used. Evidence-based techniques include:
- Individual and Group Therapy
- Dual Diagnosis Treatment
- Cognitive Behavioral Therapy (CBT)
- Dialectical behavioral therapy (DBT)
- EMDR therapy
Although you may be able to work towards sobriety engaging in a program not using these techniques, you’ll have a better chance to stop your substance abuse for good through evidence-based treatment. Along with evidence-based modalities, it is important to also consider holistic options for spiritual healing. With a commitment to total body health, Pinnacle Peak Recovery will work hard to see that you’re on the road to a sober future.
Addiction Insurance Coverage at Pinnacle Peak Recovery
At Pinnacle Peak Recovery, we accept addiction insurance coverage from most national providers. You’ll find the specialized treatment needed for effective recovery with us. Our admissions specialists are standing by to verify exactly what your health insurance covers. Most insurance providers will cover a large portion of treatment services including inpatient and outpatient care.
By coordinating with our admissions specialists, you’ll be able to develop a clear picture of what type addiction rehab you need and how it will be financed. We also specialize in dual diagnosis treatment, so we’ll be sure to assist you with any underlying anxiety, depression, or PTSD symptoms that may have been fueling your addiction. By the time you leave, you’ll have a new confidence in yourself and your recovery.
At Pinnacle Peak Recovery, we use evidence-based and holistic treatments to help our clients live a life without drugs. Clients who enroll in our addiction treatment programs can look forward to modalities that include:
- Family therapy
- Cognitive behavioral therapy (CBT)
- Individual therapy
- Dialectical behavioral therapy (DBT)
- EMDR therapy
- Dual diagnosis treatment
- Experiential therapy
- Equine therapy
Even if you’re not local to our area, consider attending inpatient rehab away from home. This helps you by putting a distance between you and the temptations and distractions from drug connections and familiar watering holes. For local Arizona residents, residential treatment is still ideal, as our spacious accommodations give you the privacy you need to recover.
Aetna Health Insurance
Although you can get treatment for drug or alcohol addiction with Aetna insurance, many facilities unfortunately do not accept their coverage. Aetna Insurance requires that treatment programs use evidence-based methods that have a higher success rate than other types of recovery options. This may be frustrating, but it serves to protect you from facilities that do not use evidence-based recovery techniques and may not be helpful in the long run.
Aetna Insurance will be paying a lot of money for your addiction treatment, so they want to make sure that you’re getting the right type of help. Many facilities won’t give you addiction treatment with Aetna because they don’t use evidence-based methods. Unfortunately, many treatment facilities don’t look out for their clients’ best interests, and they’re simply trying to make money from a difficult situation.
With evidence-based treatment such as that used at Pinnacle Peak Recovery, you’ll get quality care not available at other facilities. We are passionate about helping people re-establish control of their lives. That’s why we provide a variety of methods and stay up-to-date with the latest in evidence-based treatment. Upon arrival, you’ll go through a complete mental and physical evaluation, and from there we can assist you through a medically-monitored detox process. This will be followed by a wide range of treatments including therapy and holistic methods such as equine therapy and yoga. This combination of treatments will allow you to retrain your brain, making it easier for you to handle stressful situations or other triggers when you are finished with the rehab program.
Our staff of professionals knows how to help people overcome various substance abuse issues. After undergoing one of our treatment programs, you’ll leave with the tools needed to maintain sobriety and transition back into the world.
Assurant Health Insurance
In 2014, the Affordable Care Act (ACA) helped make health insurance and coverage for addiction treatment more available than ever. The ACA allows insurance providers like Assurant Health Insurance to give you viable recovery options.
The Department of Health and Human Services determines which substance abuse disorders are covered. If you’re searching for addiction treatment and have Assurant Health Insurance, Pinnacle Peak Recovery will be happy to assist you in determining exactly what types of care are covered by your health insurance.
Traveling for treatment will help you get away from local triggers that can cause you to immediately relapse. One of the best places to go for treatment is Arizona, where many rehabilitation facilities will accept your health insurance. If you’re a resident of Arizona, pursuing inpatient treatment may be best for you. With inpatient services, you’ll stay at the treatment facility for 30, 60, or 90 days while you work towards sobriety.
Pinnacle Peak Recovery in Scottsdale offers drug and alcohol rehab treatment that utilizes evidence-based methods for men and women. Whether you need individual therapy or dual diagnosis treatment, Pinnacle Peak Recovery has experienced staff available to guide you down a sober path. We understand that recovery requires proper planning, and we’re committed to ensuring that you’re prepared to break free from the shackles of addiction.
Beacon Health Insurance
The Affordable Care Act (ACA) has made seeking services for drug addiction easier than ever before. Now, individuals with health insurance from a national provider such as Beacon will find that they are guaranteed at least partial coverage when seeking treatment. If you have Beacon Health, you may be wondering whether or not your services will be fully covered. Here’s some information to take into consideration:
- Your individual insurance plan may work differently depending on your chosen rehab facility.
- Your coverage may vary by state.
- One of the best states to travel to when pursuing rehabilitation is Arizona.
The easiest method to determine coverage is to reach out to the rehabilitation center you’ve identified. Each center should be able to quickly and easily assess how much coverage you’ll get under your insurance plan.
While your insurance may cover a significant portion of your treatment, they may not be able to refer you anywhere. You should take matters into your own hand. One of the easiest ways to determine program quality is to assess whether or not the center utilizes evidence-based treatment techniques. These techniques and practices have proven long-term effectiveness amongst patients. By searching for a rehab that utilizes these types of techniques, you often save yourself the trouble of finding out that you’ve entered into an ineffective treatment program.
Blue Cross Blue Shield Health Insurance
Treatment costs for drug or alcohol rehab is a major concern. However, Blue Cross Blue Shield health insurance partners with quality facilities to ensure coverage. With more than 106 million members, it’s one of the largest health insurance carriers in the United States.
Founded in 1926, Blue Cross changed its name to the Blue Cross Association in 1960. Blue Shield was founded in 1939 and became the Blue Shield Association in 1948. When both companies merged, it became the Blue Cross Blue Shield (BCBS) Association, which is the organization most people are familiar with today. Currently, Blue Cross and Blue Shield insurance companies are independent of the association and of each other. Each of the Blue Cross Blue Shield health insurance companies offer plans within defined regions and use one or both names. Some form of BCBS health insurance is available nationwide. They also provide coverage to state and federal government employees.
Because Blue Cross Blue Shield health insurance offers vary widely by state, the association has a web page where you can check what is offered in the state where you live. If you’re already a member, you can see what your current plan covers. If you haven’t purchased BCBS health insurance yet, the website helps you choose a plan.
The Affordable Care Act (ACA) requires all health insurance companies to provide some type of coverage for addiction treatment services. Blue Cross Blue Shield participates in many states and the ACA, so you may check the ACA website to determine what’s offered in your state.
Once you’ve chosen a reputable treatment center like Pinnacle Peak Recovery, admissions specialists will verify your insurance coverage based on the treatment plan. Once you or a loved one enter the program, your health insurance provider directly pays the facility. Costs that aren’t covered by the carrier would be billed to the client unless there is supplemental insurance or other insurance (like a spouse’s policy) that covers the fees.
Due to ACA requirements, Blue Cross Blue Shield covers addiction treatment in many states. In addition, they also recognize that helping people recover from drug and alcohol abuse will likely avoid more serious and costly health complications if addiction is left untreated. People with addiction can’t recover on their own in most cases, and BCBS understands the need for coverage to pay for costs of alcohol and drug abuse recovery. Pinnacle Peak is a premier facility offering these rehab programs and provide the best chances at long-lasting recovery for you or a loved one.
Cigna Health Insurance
Using Cigna Insurance for drug rehab to combat your addiction is a great first step to sustainable recovery. Much like any other type of medical service, addiction treatment can be expensive, which is why it’s important that insurance will cover your rehabilitation treatment. You may think that staying local for addiction treatment is the best choice, but many local treatment centers won’t accept Cigna insurance for drug rehab.
You can’t just go to any medical professional expecting that they’ll be qualified to help you. In fact, there are many doctors and therapists around the country who don’t fully understand addiction. Those who don’t get adequate treatment often find themselves relapsing within weeks or days after leaving, and sometimes this can feel defeating. In reality, some facilities aren’t equipped to treat addiction.
Local facilities may not accept Cigna Insurance for drug rehab because they don’t use evidence-based methods. The Affordable Care Act acknowledges addiction as a legitimate mental illness, forcing all insurance providers to give customers options for addiction treatment. Insurance companies have the option to not work with facilities who exclusively use holistic treatment options. Evidence-based treatment methods give people struggling with addiction the best chance of staying sober.
Finding a facility that takes your insurance ensures that you’re getting treatment proven to work. Addiction adversely affects the brain, thus it needs retraining. For too long, those suffering from addiction turn to drugs to cope with mental health issues and emotions that come from everyday life. With evidence-based treatment, different therapies help the brain deal with situations in a healthier way.
ComPsych Health Insurance
Once you’ve made the courageous decision to attend drug rehab, insurance coverage comes into play. Admissions specialists at Pinnacle Peak Recovery can answer questions and determine how much your ComPsych plan will cover for rehab costs.
ComPsych offers a menu of options for employers, so some employers may choose to offer a basic employee assistance program, while others offer carve-out behavioral healthcare options. The specifics of the carve-out program your employer offers will determine your drug rehab benefits in many important ways. For example, under certain plans you’ll qualify for outpatient treatment, and other plans cover inpatient treatment options as well.
ComPsych has an integrated approach to addiction treatment. The company recognizes that addiction doesn’t exist in a vacuum, and your workplace should be addressed when it comes to effective, long-lasting recovery. When your employer expects long hours, short deadlines, and a culture that discourages time off, it contributes to stress and unhappiness. ComPsych offers some plans to raise awareness that work environments should not compromise mental health. They work with your company to improve the workplace and increase job satisfaction. Once instituted, a better workplace environment can help you remain sober upon returning to work.
Humana Health Insurance
If you’re suffering from alcoholism or drug addiction, you may have begun to explore options for rehabilitation. If you use a provider like Humana Health Insurance, there’s good news where your addiction treatment is concerned.
Each insurance plan is going to work differently when it comes covering treatment costs. You can always check with your insurance provider as well as your chosen rehabilitation center. However, it’s worth noting that some states offer a better rehabilitation atmosphere than others. One of the best places to go for treatment is Arizona. Many of the rehabilitation centers in Arizona work well with Humana Health Insurance. You’ll also have the added benefit of receiving help in a climate conducive to recovery. Traveling for treatment often has a positive effect on an individual’s desired sobriety.
PacificSource Health Insurance
Do you need help breaking free of an alcohol or drug addiction? Have you found it difficult to find a quality drug rehab center that accepts your PacificSource Health Insurance? According to the Substance Abuse and Mental Health Services Administration’s (SAMHSA) National Survey on Drug Use and Health, there were 23.5 million Americans aged 12 years or older in need of professional drug rehab for an illicit drug or alcohol addiction in the year 2009. In the years since, those numbers have continued to increase. Unfortunately, as many as 90% of these people will never receive the help they need to successfully beat their addiction. Don’t allow yourself or your loved one to fall into this category.
Individuals who choose Pinnacle Peak Recovery for their addiction treatment will a thorough initial evaluation, including the patient’s personal addiction history and any underlying mental or psychological issues that may be at the root of the addiction. This dual diagnosis treatment approach has been proven to help patients successfully graduate our treatment programs and prevent future relapses post treatment.
Any patient in need of detox to remove harmful drugs or alcohol from their body will undergo medically managed detox at our partner’s off-site detox facility. Once the detox phase is complete, patients begin their treatment program, which will include one-on-one sessions with a therapist as well as group therapy sessions where they are encouraged to interact with others in recovery. They’ll also have the opportunity to practice utilizing their newly-learned healthy coping mechanisms.
United Healthcare Insurance
Sadly, many people never reach out for professional help because they mistakenly believe that their insurance won’t pay for quality drug addiction recovery treatment. But at Pinnacle Peak Recovery in Scottsdale, Arizona, you or your loved one can receive coverage for premium addiction treatment services with UnitedHealthcare. You don’t have to be limited by your insurance carrier any longer, because we provide the most comprehensive and far-reaching treatment available in the country.
Upon arrival, every patient undergoes a broad-scope evaluation to create an individualized treatment plan. Based on the patient’s personal history with addiction, our clinical professional can identify possible underlying emotional or psychological issues contributing to the addiction. Treating the addiction and the accompanying emotional or mental issues helps prevent future relapse, since many of these issues fuel the addiction. Each patient’s plan will depend upon the substance used, the duration of use, and the average dosage.
Contact Us Today
Don’t postpone addiction treatment because you’re worried about insurance coverage. If you or a loved one has an active drug or alcohol addiction, seek quality help right away. Let your health insurance coverage pay for the first-rate treatment you need and deserve. At Pinnacle Peak Recovery we can can help you understand your insurance policy and get coverage for the treatment you need. Call 866.319.6834 today or verify your insurance online.
If you or a loved one is stuck in the recurring cycle of drug or alcohol abuse, don’t waste another moment trying to handle your addiction alone. There’s help available that will get you back on your feet and free you of the chains currently holding you back from a life of happiness, good health, and productivity. Pinnacle Peak Recovery has the tools and treatment options necessary to help you beat your addiction once and for all.